Sunday, March 22, 2009

computer-generated management reports

different banks have different computer systems and produce different printouts. however,all of them have the capacity to supply historical information on the trend on individual customer accounts . when looking at this information the main questions that should be asked are :
- what is the worst balance trend? Are there excesses over the limit?
- what is the best balance trend ? Is there any evidence of a hard core developing?
- is the average balance figure worsening ?
- is the Turnover through the account out of line with what might have been expected ?
- has there been a change in the run of the account compared to previous periods?
an adverse trend in just one of these need not be a cause for concern , but when a deterioration is evident in more than one ,Then some action may be necessary , even if this is limited to keeping the account ,under more regular review.

No comments:

Followers